:root{--font-display: "Plus Jakarta Sans", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;--font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;--font-mono: ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, monospace;--color-brand-primary: #0284c7;--color-brand-primary-hover: #0369a1;--color-brand-primary-light: #e0f2fe;--color-brand-dark: #0f172a;--color-brand-navy: #1e293b;--color-brand-surface: #f8fafc;--color-brand-card: #ffffff;--color-brand-border: #e2e8f0;--color-brand-border-focus: #94a3b8;--color-accent-emerald: #10b981;--color-accent-emerald-dark: #059669;--color-accent-emerald-light: #ecfdf5;--color-accent-amber: #f59e0b;--color-accent-amber-light: #fffbeb;--color-accent-rose: #f43f5e;--color-text-primary: #0f172a;--color-text-secondary: #475569;--color-text-muted: #64748b;--color-text-light: #94a3b8;--color-text-inverse: #ffffff;--radius-sm: 6px;--radius-md: 10px;--radius-lg: 16px;--radius-xl: 24px;--radius-full: 9999px;--shadow-sm: 0 1px 2px 0 rgb(0 0 0 / .05);--shadow-md: 0 4px 6px -1px rgb(0 0 0 / .1), 0 2px 4px -2px rgb(0 0 0 / .1);--shadow-lg: 0 10px 15px -3px rgb(0 0 0 / .1), 0 4px 6px -4px rgb(0 0 0 / .1);--shadow-xl: 0 20px 25px -5px rgb(0 0 0 / .1), 0 8px 10px -6px rgb(0 0 0 / .1);--shadow-emerald-glow: 0 10px 25px -5px rgba(16, 185, 129, .3);--shadow-sky-glow: 0 10px 25px -5px rgba(2, 132, 199, .3);--transition-fast: .15s cubic-bezier(.4, 0, .2, 1);--transition-normal: .25s cubic-bezier(.4, 0, .2, 1)}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{font-family:var(--font-body);font-size:16px;color:var(--color-text-primary);background-color:var(--color-brand-surface);line-height:1.6;scroll-behavior:smooth;-webkit-font-smoothing:antialiased;overflow-x:clip;overflow-clip-margin:0;width:100%;max-width:100%}body{min-height:100vh;display:flex;flex-direction:column;overflow-x:clip;overflow-clip-margin:0;width:100%;max-width:100%;position:relative}main,#main-content{flex:1 0 auto;min-height:75vh;display:block;width:100%}h1,h2,h3,h4,h5,h6{font-family:var(--font-display);font-weight:700;line-height:1.25;color:var(--color-brand-dark);letter-spacing:-.02em}h1{font-size:clamp(2rem,4vw,3rem);font-weight:800}h2{font-size:clamp(1.5rem,3vw,2.2rem);font-weight:700}h3{font-size:clamp(1.2rem,2.5vw,1.5rem);font-weight:700}h4{font-size:1.15rem;font-weight:600}p{color:var(--color-text-secondary);font-size:1rem;line-height:1.65}a{color:var(--color-brand-primary);text-decoration:none;transition:color var(--transition-fast)}a:hover{color:var(--color-brand-primary-hover)}.container{width:100%;max-width:1200px;margin-left:auto;margin-right:auto;padding-left:1.5rem;padding-right:1.5rem}.container-wide{width:100%;max-width:1360px;margin-left:auto;margin-right:auto;padding-left:1.5rem;padding-right:1.5rem}@media(max-width:640px){.container,.container-wide{padding-left:1rem!important;padding-right:1rem!important}}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-family:var(--font-display);font-weight:600;font-size:.95rem;padding:.75rem 1.4rem;border-radius:var(--radius-md);border:1px solid transparent;cursor:pointer;text-decoration:none;transition:all var(--transition-fast);max-width:100%;box-sizing:border-box}.btn-primary{background:linear-gradient(135deg,#0284c7,#0369a1);color:#fff!important;box-shadow:var(--shadow-sm)}.btn-primary:hover{background:linear-gradient(135deg,#0369a1,#075985);box-shadow:var(--shadow-sky-glow);transform:translateY(-1px)}.btn-emerald{background:linear-gradient(135deg,#10b981,#059669);color:#fff!important;box-shadow:var(--shadow-emerald-glow)}.btn-emerald:hover{background:linear-gradient(135deg,#059669,#047857);transform:translateY(-1px)}.btn-outline{background-color:transparent;border-color:var(--color-brand-border);color:var(--color-text-primary)}.btn-outline:hover{background-color:#f1f5f9;border-color:#cbd5e1}.btn-lg{padding:.95rem 1.8rem;font-size:1.05rem;border-radius:var(--radius-lg)}.badge{display:inline-flex;align-items:center;gap:.35rem;font-size:.75rem;font-weight:600;text-transform:uppercase;letter-spacing:.05em;padding:.25rem .65rem;border-radius:var(--radius-full)}.badge-emerald{background-color:var(--color-accent-emerald-light);color:var(--color-accent-emerald-dark);border:1px solid rgba(16,185,129,.25)}.badge-sky{background-color:var(--color-brand-primary-light);color:var(--color-brand-primary-hover);border:1px solid rgba(2,132,199,.25)}.badge-amber{background-color:var(--color-accent-amber-light);color:#b45309;border:1px solid rgba(245,158,11,.25)}.badge-slate{background-color:#f1f5f9;color:#475569;border:1px solid #e2e8f0}.site-header{position:sticky;top:0;z-index:50;background-color:#fffffffa;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--color-brand-border);width:100%;max-width:100%;box-sizing:border-box}.site-header-inner{display:flex;align-items:center;justify-content:space-between;height:4.25rem;width:100%;box-sizing:border-box}.logo-brand{display:flex;align-items:center;gap:.6rem;font-family:var(--font-display);font-size:1.25rem;font-weight:800;color:var(--color-brand-dark);text-decoration:none;white-space:nowrap;flex-shrink:0}.logo-icon{width:2.1rem;height:2.1rem;background:linear-gradient(135deg,#0284c7,#0f172a);border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;color:#fff;flex-shrink:0}.logo-text{font-size:1.25rem;letter-spacing:-.02em}.desktop-nav{display:none;align-items:center}.nav-links{display:flex;align-items:center;gap:1.5rem;list-style:none}.nav-link{font-size:.9rem;font-weight:600;color:var(--color-text-secondary);white-space:nowrap}.nav-link:hover{color:var(--color-brand-primary)}.mobile-nav-actions{display:flex;align-items:center;gap:.5rem}.btn-mobile-quote{padding:.45rem .85rem;font-size:.8rem;border-radius:var(--radius-md)}.mobile-menu-toggle{background:transparent;border:1px solid var(--color-brand-border);border-radius:var(--radius-md);color:var(--color-brand-dark);padding:.4rem;display:flex;align-items:center;justify-content:center;cursor:pointer;outline:none}.mobile-menu-toggle:hover{background-color:#f1f5f9}.mobile-drawer{display:block;max-height:0;overflow:hidden;transition:max-height .3s cubic-bezier(.4,0,.2,1);background-color:#fff;border-top:1px solid var(--color-brand-border);box-shadow:0 10px 25px #00000014}.mobile-drawer.open{max-height:380px}.mobile-drawer-inner{padding:1.25rem;display:flex;flex-direction:column;gap:.75rem}.mobile-nav-link{display:flex;align-items:center;gap:.75rem;font-family:var(--font-display);font-weight:600;font-size:.95rem;color:var(--color-brand-dark);padding:.65rem .5rem;border-radius:var(--radius-md);transition:background-color var(--transition-fast)}.mobile-nav-link:hover{background-color:#f1f5f9;color:var(--color-brand-primary)}@media(min-width:861px){.desktop-nav{display:flex}.mobile-nav-actions,.mobile-drawer{display:none}}.card{background-color:var(--color-brand-card);border:1px solid var(--color-brand-border);border-radius:var(--radius-lg);padding:1.75rem;box-shadow:var(--shadow-sm);transition:transform var(--transition-fast),box-shadow var(--transition-fast)}.card-hover:hover{transform:translateY(-2px);box-shadow:var(--shadow-md);border-color:#cbd5e1}.stat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.25rem;margin:2rem 0;width:100%}@media(max-width:640px){.stat-grid{grid-template-columns:1fr;gap:1rem}}.stat-card{background:#fff;border:1px solid var(--color-brand-border);border-radius:var(--radius-lg);padding:1.35rem;position:relative;overflow:hidden}.stat-card:before{content:"";position:absolute;top:0;left:0;width:4px;height:100%;background-color:var(--color-brand-primary)}.stat-card.emerald:before{background-color:var(--color-accent-emerald)}.stat-card.amber:before{background-color:var(--color-accent-amber)}.stat-label{font-size:.8rem;text-transform:uppercase;font-weight:600;letter-spacing:.05em;color:var(--color-text-muted);margin-bottom:.35rem}.stat-value{font-family:var(--font-display);font-size:1.45rem;font-weight:700;color:var(--color-brand-dark);margin-bottom:.25rem}.stat-sub{font-size:.82rem;color:var(--color-text-secondary)}.affiliate-table-wrapper{background:#fff;border:1px solid var(--color-brand-border);border-radius:var(--radius-lg);overflow-x:auto;-webkit-overflow-scrolling:touch;box-shadow:var(--shadow-sm);margin:2rem 0;width:100%;max-width:100%}.affiliate-table{width:100%;border-collapse:collapse;text-align:left}.affiliate-table th{background-color:#f8fafc;padding:1rem 1.25rem;font-family:var(--font-display);font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--color-text-muted);border-bottom:1px solid var(--color-brand-border)}.affiliate-table td{padding:1.25rem;border-bottom:1px solid var(--color-brand-border);vertical-align:middle}.affiliate-table tr:last-child td{border-bottom:none}.affiliate-table tr:hover td{background-color:#f8fafc}.carrier-cell{display:flex;align-items:center;gap:.85rem}.carrier-logo-circle{width:2.75rem;height:2.75rem;border-radius:var(--radius-md);background:#f1f5f9;border:1px solid #e2e8f0;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:.85rem;color:var(--color-brand-dark)}.sticky-mobile-cta{display:none;position:fixed;bottom:0;left:0;right:0;width:100%;max-width:100%;box-sizing:border-box;background-color:#fffffffa;backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-top:1px solid var(--color-brand-border);padding:.65rem 1rem;z-index:100;box-shadow:0 -4px 20px #00000014}@media(max-width:768px){.sticky-mobile-cta{display:flex;align-items:center;justify-content:space-between;gap:.75rem}}.sticky-mobile-text{min-width:0;flex:1 1 auto;overflow:hidden}.sticky-title{font-family:var(--font-display);font-weight:700;font-size:.85rem;color:var(--color-brand-dark);white-space:nowrap;overflow:hidden;text-overflow:ellipsis;line-height:1.25}.sticky-subtitle{font-size:.72rem;color:#059669;font-weight:600;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;line-height:1.25}.sticky-mobile-btn{flex-shrink:0;padding:.5rem .85rem!important;font-size:.82rem!important;white-space:nowrap!important;border-radius:var(--radius-md)}.faq-list{display:flex;flex-direction:column;gap:.75rem;margin:1.5rem 0}.faq-item{background-color:#fff;border:1px solid var(--color-brand-border);border-radius:var(--radius-md);overflow:hidden;transition:border-color var(--transition-fast)}.faq-item[open]{border-color:#cbd5e1;box-shadow:var(--shadow-sm)}.faq-question{padding:1.2rem 1.5rem;font-family:var(--font-display);font-size:1.05rem;font-weight:600;color:var(--color-brand-dark);cursor:pointer;list-style:none;display:flex;align-items:center;justify-content:space-between;-webkit-user-select:none;user-select:none}.faq-question::-webkit-details-marker{display:none}.faq-question:after{content:"+";font-size:1.4rem;font-weight:400;color:var(--color-text-muted);transition:transform var(--transition-fast)}.faq-item[open] .faq-question:after{content:"−"}.faq-answer{padding:0 1.5rem 1.25rem;font-size:.95rem;color:var(--color-text-secondary);line-height:1.7}.breadcrumbs{display:flex;align-items:center;flex-wrap:wrap;gap:.5rem;font-size:.85rem;color:var(--color-text-muted);margin-bottom:1.5rem}.breadcrumbs a{color:var(--color-text-secondary)}.breadcrumbs a:hover{color:var(--color-brand-primary)}.breadcrumb-sep{color:var(--color-text-light)}.site-footer{background-color:var(--color-brand-dark);color:#94a3b8;margin-top:auto;padding:3.5rem 0 5.5rem;border-top:1px solid #1e293b;width:100%;max-width:100%;overflow-x:clip;box-sizing:border-box;content-visibility:auto;contain-intrinsic-size:1px 650px}.site-footer a{color:#cbd5e1}.site-footer a:hover{color:#38bdf8}.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:2.5rem;margin-bottom:3rem;width:100%}@media(max-width:640px){.footer-grid{grid-template-columns:1fr;gap:2rem}}.footer-disclosure{font-size:.78rem;color:#64748b;line-height:1.6;border-top:1px solid #1e293b;padding-top:1.5rem;margin-top:2.5rem;word-break:break-word;overflow-wrap:break-word}.calc-container{background:linear-gradient(180deg,#fff,#f8fafc);border:1px solid var(--color-brand-border);border-radius:var(--radius-xl);padding:2rem;box-shadow:var(--shadow-md);margin:2.5rem 0;width:100%;max-width:100%;box-sizing:border-box}@media(max-width:640px){.calc-container{padding:1.25rem .85rem;margin:1.5rem 0;border-radius:var(--radius-lg)}}.calc-header{margin-bottom:1.75rem}.calc-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:1.5rem;width:100%}@media(min-width:861px){.calc-grid{grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);gap:2rem}}.calc-controls{min-width:0;width:100%}.calc-control-group{margin-bottom:1.5rem}.calc-label{display:flex;justify-content:space-between;align-items:center;font-family:var(--font-display);font-size:.88rem;font-weight:600;color:var(--color-brand-dark);margin-bottom:.5rem}.calc-slider{width:100%;height:6px;background:#e2e8f0;border-radius:var(--radius-full);outline:none;-webkit-appearance:none;-moz-appearance:none;appearance:none;cursor:pointer}.calc-slider::-webkit-slider-thumb{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:20px;height:20px;border-radius:50%;background:var(--color-brand-primary);cursor:pointer;box-shadow:0 0 0 4px var(--color-brand-primary-light);transition:transform var(--transition-fast)}.calc-slider::-webkit-slider-thumb:hover{transform:scale(1.15)}.calc-select,.calc-input{width:100%;max-width:100%;min-width:0;text-overflow:ellipsis;overflow:hidden;white-space:nowrap;padding:.75rem 1rem;border:1px solid var(--color-brand-border);border-radius:var(--radius-md);background:#fff;font-family:var(--font-body);font-size:.95rem;color:var(--color-brand-dark);outline:none;transition:border-color var(--transition-fast);box-sizing:border-box}.calc-select:focus,.calc-input:focus{border-color:var(--color-brand-primary);box-shadow:0 0 0 3px var(--color-brand-primary-light)}.calc-results-box{background:#0f172a;border-radius:var(--radius-lg);padding:1.25rem 1rem;color:#fff;display:flex;flex-direction:column;justify-content:space-between;box-shadow:var(--shadow-xl);box-sizing:border-box;width:100%;max-width:100%;min-width:0}.calc-results-header{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:.5rem;margin-bottom:1.25rem}.calc-results-title{font-size:.8rem;text-transform:uppercase;letter-spacing:.05em;color:#94a3b8;font-weight:700}.calc-results-badge{background:#10b9812e!important;color:#34d399!important;border:1px solid rgba(16,185,129,.3)!important;font-size:.72rem;padding:.25rem .6rem;border-radius:var(--radius-full);white-space:nowrap!important;flex-shrink:0}.calc-quote-item{display:flex;flex-direction:column;align-items:stretch;gap:.5rem;padding-bottom:.85rem;border-bottom:1px solid #334155;margin-bottom:.85rem;min-width:0}.calc-quote-item:last-of-type{border-bottom:none;margin-bottom:1rem}.calc-quote-details{flex:1;min-width:0}.calc-quote-title{font-family:var(--font-display);font-weight:700;font-size:.98rem;color:#f8fafc;line-height:1.3;overflow-wrap:break-word}.calc-quote-sub{font-size:.8rem;color:#94a3b8;line-height:1.35;margin-top:.15rem;overflow-wrap:break-word}.calc-quote-pricing{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:.35rem .75rem;text-align:left;background:#ffffff0d;padding:.55rem .8rem;border-radius:var(--radius-md);border:1px solid rgba(255,255,255,.08);min-width:0;width:100%;box-sizing:border-box}.calc-price-highlight{font-family:var(--font-display);font-size:1.7rem;font-weight:800;color:#38bdf8;white-space:nowrap!important;display:inline-flex;align-items:baseline;line-height:1;flex-shrink:0}.calc-price-highlight.bond-color{color:#34d399}.calc-price-unit{font-size:.92rem;font-weight:600;color:#94a3b8;margin-left:.15rem;white-space:nowrap!important;display:inline}.calc-price-sub{font-size:.78rem;color:#94a3b8;margin-top:0;text-align:right;white-space:normal;word-break:break-word;overflow-wrap:break-word;line-height:1.35;flex-shrink:1;min-width:0}.calc-disclaimer{font-size:.75rem;color:#94a3b8;margin-top:1rem;line-height:1.4;overflow-wrap:break-word}@media(min-width:521px){.calc-results-box{padding:1.75rem}.calc-quote-item{flex-direction:row;align-items:center;justify-content:space-between;gap:1rem}.calc-quote-pricing{display:block;text-align:right;background:transparent;padding:0;border-radius:0;border:none;flex-shrink:0;max-width:60%;width:auto}.calc-price-sub{margin-top:.2rem;text-align:right}}