Tennessee Highway, Street & Bridge Construction Contractor (Class A)
Official statutory licensing standards, state surety bond mandates, and commercial liability minimums overseen by the Tennessee Board for Licensing Contractors (TDCI).
Contractor Liability & Bond Premium Estimator
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*Estimates based on standard market rates for commercial artisan contractors. Exact quotes require underwriting review of prior loss history, specific endorsements, and payroll declarations.
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Direct underwriting platforms offering statutory compliance coverage and digital certificates for Tennessee contractors.
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Highway, Street & Bridge Construction Contractor (Class A) Scope of Work & Legal Permitting Authority
Heavy highway contractors build interstate overpasses, reinforced concrete bridge piers, culverts, and asphalt freeways.
Defined Authorized Scope of Construction:
Bridge superstructure girder erection, cast-in-place bridge decks, highway sound walls, stormwater retention culverts, and DOT paving.
Mandatory Experience Prerequisites
5 years DOT bridge deck casting, post-tension girder placement, highway drainage culverts, and state DOT prequalification
Required Insurance Policy Endorsements
DOT Broad Form Contractual Liability, High-Limit Excess Umbrella ($10M+), Full XCU
How to Obtain a Highway, Street & Bridge Construction Contractor (Class A) License in Tennessee
Official 4-step compliance path pursuant to Tennessee Code Annotated TCA § 62-6-101 et seq. (Contractor Licensing Act).
Legal Entity & EIN Formation
Tennessee Business Entity Filing StatutesForm your business entity (LLC, Corporation, or Sole Proprietorship) with the Tennessee Secretary of State and secure your Federal Employer Identification Number (FEIN). Ensure your registered business name precisely matches all state board filings.
Designate Qualifying Individual (QI)
Tennessee Board for Licensing Contractors (TDCI) Experience Verification RulesAppoint a Qualifying Party, Primary Qualifying Agent, or Responsible Managing Employee (RME). The QI must verify 5 years DOT bridge deck casting, post-tension girder placement, highway drainage culverts, and state DOT prequalification and satisfy experience criteria governed under Tennessee Code Annotated TCA § 62-6-101 et seq. (Contractor Licensing Act).
Execute Statutory Bond & Insurance
Tennessee Code Annotated TCA § 62-6-101 et seq. (Contractor Licensing Act) Financial Responsibility MandatesSecure the mandatory $10,000 - $500,000 contractor license bond executed by an admitted surety. File an official Certificate of Insurance (COI) maintaining at least $5,000,000 Each Occurrence / $10,000,000 General Aggregate Commercial General Liability, naming Tennessee Board for Licensing Contractors (TDCI) as certificate holder.
Examination & Board License Issuance
PSI Services Candidate Information Bulletin (CIB)Complete the Tennessee Business & Law examination along with the specific Highway & Bridge Contractor technical trade examination administered by PSI Services. Submit application fees ($250) to receive official licensure and permit pull authorization.
Ready to file with the Tennessee Board for Licensing Contractors (TDCI)?
Make sure your General Liability Certificate (listing the state board as certificate holder) and your statutory $10,000 - $500,000 are electronically active prior to submitting application fees.
Tennessee Highway & Bridge Contractor Compliance & Insurance FAQs
Direct answers on state licensing prerequisites, insurance thresholds, and surety bond regulations.
What regulatory authority oversees Highway & Bridge Contractor licensing in Tennessee?
In Tennessee, commercial licensing and statutory compliance for highway & bridge contractor contractors are overseen by the Tennessee Board for Licensing Contractors (TDCI) pursuant to Tennessee Code Annotated TCA § 62-6-101 et seq. (Contractor Licensing Act). All active trade contractors must maintain valid board credentials before soliciting or performing work.
What industry safety standards apply to Highway & Bridge Contractor contractors in Tennessee?
Contractors must operate in strict conformance with OSHA 1926 Subpart P Trenching & Excavation & State 811 Underground Utility Damage Prevention Acts. Requires positive utility locate confirmation prior to breaking ground, trench benching compliance, and storm-water runoff (NPDES) permits.
What are the commercial general liability insurance minimums for a Highway & Bridge Contractor in Tennessee?
Under Tennessee statutory and commercial bidding standards, highway & bridge contractor contractors typically must maintain at least $5,000,000 Each Occurrence / $10,000,000 General Aggregate in general liability protection. Policies must include coverage for bodily injury, property damage, and completed operations.
How much does the required Tennessee Highway & Bridge Contractor surety bond cost?
The statutory bond threshold in Tennessee is $10,000 - $500,000 (Bond in lieu of audited working capital). Contractors with standard commercial credit typically pay an annual premium between $350 and $525 (1% to 2% of total penal sum). High-risk or credit-rebuilding rates range from $630 to $875 annually.
Is workers' compensation insurance required for Highway & Bridge Contractors in Tennessee?
Mandatory for construction employers with 1+ employees. Regardless of minimum employee exemptions under Tennessee labor laws, commercial general contractors and municipal building inspectors mandate proof of active workers' comp via a Certificate of Insurance (COI) before jobsite access is granted.
Does Tennessee offer contractor license reciprocity for Highway & Bridge Contractors?
Tennessee maintains formal reciprocal exam agreements or license verifications with: AL, AR, GA, LA, MS, NC, SC. Qualifying out-of-state contractors in good standing under equivalent statutory frameworks may apply to waive the trade examination portion.
Compare Highway & Bridge Contractor Rules in Reciprocal & Regional States
Review statutory licensing, bond costs, and reciprocity waiver rules for this classification across neighboring jurisdictions.
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