AR Compliance Guide Verified for 2026/2027 Specialty Finishes & Remediation

Arkansas Ceramic Tile, Mosaic & Terrazzo Contractor

Mandatory state licensing criteria, statutory bond thresholds, and general liability minimums enforced by the Arkansas Contractors Licensing Board. Meet commercial bid prerequisites and obtain instant proof of insurance for active Arkansas projects.

Audited by Pasi Tapio Hakamaki • Editorial Review: September 2026 • Statutory Authority: Arkansas Contractors Licensing Board
Min General Liability
$300,000 - $500,000
Occurrence / $1,000,000 General Aggregate
Required State Bond
$10,000 Contractor License Bond
From $120/yr with preferred credit
Board Application Fee
$100
Exam Provider: Prometric
License Renewal
Annual
CE: Varies by municipality or trade board
✓
Primary Source Verified: 2026 Statutory Code Review
Requirements cross-referenced against the official Arkansas Contractors Licensing Board administrative code.
Official AR Board Portal → | Our Audit Methodology
Interactive Compliance Tool Live 2026 Underwriting Matrix

Contractor Liability & Bond Premium Estimator

Estimate your required general liability and state license bond costs instantly based on state statute and operational volume.

Target Jurisdiction
Arkansas (AR)
Trade Classification
Ceramic Tile, Mosaic & Terrazzo Contractor
Estimated Annual Gross Revenue $350,000
$50k $1.5M $3M+
Estimated Statutory Costs Instant Certificate Available
General Liability (GL)
$300,000 - $500,000 Each Occurrence / $1,000,000 General Aggregate
$124/mo
~$1,488 / year
Contractor License Bond
Arkansas $10,000 Bond
$100/yr
1.0% (Tier 1 Preferred) on $10,000 bond
Workers' Comp Alert: In Arkansas: Mandatory for employers with 3+ employees (2+ employees for subcontractors performing work for a contractor) (Ark. Code Ann. § 11-9-102 & § 11-9-401).
Review Governing Statutory Citations Explore 50-State Licensing Directory →

*Estimates based on standard market rates for commercial artisan contractors. Exact quotes require underwriting review of prior loss history, specific endorsements, and payroll declarations.

Ceramic Tile, Mosaic & Terrazzo Contractor Scope of Work & Legal Permitting Authority

Tile contractors set large-format porcelain slabs, mortar mud shower pans, glass mosaics, and pour architectural terrazzo with divider strips.

Defined Authorized Scope of Construction:

Commercial airport epoxy terrazzo, residential walk-in shower waterproofing, large-format porcelain wall panels, and quarry tile.

Permit Trigger in Arkansas: Commercial shower basin waterproofing installation
Minor Work Exemption Threshold: $50,000 commercial / $2,000 residential (A.C.A. § 17-25-101)

Mandatory Experience Prerequisites

4 years mud bed floating, membrane waterproofing, epoxy grouting, and marble terrazzo grinding experience

Required Insurance Policy Endorsements

Water Leakage Shower Pan Endorsement, Tile Delamination Rider, Tools Floater

Governing Technical Code & Safety Standard
Arkansas Code Title 17 Chapter 25 (Contractors Licensing Act)
EPA Renovation, Repair & Painting (RRP) Rule & OSHA 1910.1200 HazCom Standards
Testing & Compliance Benchmarks: NESHAP 10-day advance state abatement notification and NIOSH 7400 phase-contrast air clearance monitoring. Mandates negative-pressure HEPA containment enclosures, decontamination airlocks, and licensed hazardous manifest transport disposal.
Procedural Roadmap

How to Obtain a Ceramic Tile, Mosaic & Terrazzo Contractor License in Arkansas

Official 4-step compliance path pursuant to Arkansas Code Title 17 Chapter 25 (Contractors Licensing Act).

Official Board Rules →
1

Legal Entity & EIN Formation

Arkansas Business Entity Filing Statutes

Form your business entity (LLC, Corporation, or Sole Proprietorship) with the Arkansas Secretary of State and secure your Federal Employer Identification Number (FEIN). Ensure your registered business name precisely matches all state and municipal filings.

2

Designate Qualifying Individual (QI)

Arkansas Contractors Licensing Board Experience Verification Rules

Appoint a Qualifying Party, Primary Qualifying Agent, or Responsible Managing Employee (RME). The QI must verify 4 years mud bed floating, membrane waterproofing, epoxy grouting, and marble terrazzo grinding experience and satisfy experience criteria governed under Arkansas Code Title 17 Chapter 25 (Contractors Licensing Act).

3

Execute Statutory Bond & Insurance

Arkansas Code Title 17 Chapter 25 (Contractors Licensing Act) Financial Responsibility Mandates

Secure the mandatory $10,000 contractor license bond executed by an admitted surety. File an official Certificate of Insurance (COI) maintaining at least $300,000 - $500,000 Each Occurrence / $1,000,000 General Aggregate Commercial General Liability, naming Arkansas Contractors Licensing Board as certificate holder.

4

Examination & Board License Issuance

Prometric Candidate Information Bulletin (CIB)

Complete the Arkansas Business & Law examination along with the specific Tile & Terrazzo Contractor technical trade examination administered by Prometric. Submit application fees ($100) to receive official licensure and permit pull authorization.

Regulatory Authority: Arkansas Contractors Licensing Board (AR)
Official State Government Portal

Ready to file with the Arkansas Contractors Licensing Board?

Make sure your statutory $10,000 Contractor License Bond (and for LLC entities, your General Liability Certificate listing the state licensing board as certificate holder) are electronically active prior to submitting application fees.

Visit Official AR Board Portal Calculate Statutory Minimums →
Verified Statutory Guidance

Arkansas Tile & Terrazzo Contractor Compliance & Insurance FAQs

Direct answers on state licensing prerequisites, insurance thresholds, and surety bond regulations.

Do I need a state license to work as a tile & terrazzo contractor in Arkansas?

Yes, a state contractor license is legally required to work as a tile & terrazzo contractor in Arkansas under Arkansas Code Title 17 Chapter 25 (Contractors Licensing Act). Municipal building officials and General Contractors verify active licensure through the Arkansas Contractors Licensing Board before permit issuance or jobsite entry.

What technical qualifications and testing benchmarks are required for Tile & Terrazzo Contractors in Arkansas?

Trade applicants in Arkansas must document State-certified supervisor licensing, 40-hour Hazwoper certification, and annual medical surveillance clearance and verify compliance under EPA Renovation, Repair & Painting (RRP) Rule & OSHA 1910.1200 HazCom Standards through Prometric testing.

What are the commercial general liability insurance minimums for Tile & Terrazzo Contractors in Arkansas?

Tile & Terrazzo Contractors in Arkansas typically must maintain a minimum of $300,000 - $500,000 Each Occurrence / $1,000,000 General Aggregate in commercial general liability insurance. Under Arkansas statutory rules and General Contractor (GC) bid standards, policies must cover bodily injury, property damage, and completed operations to secure jobsite clearance.

How much does the required Arkansas Tile & Terrazzo Contractor surety bond cost?

An Arkansas tile & terrazzo contractor license bond costs between $120 and $180 per year for contractors with standard credit, satisfying the statutory $10,000 bond requirement. High-risk credit profiles range from $216 to $300 annually. Premium rates are calculated as a percentage of the total bond penal sum.

Is workers' compensation insurance required for Tile & Terrazzo Contractors in Arkansas?

Yes, proof of active workers' compensation insurance is required for construction employers in Arkansas. Under Ark. Code Ann. § 11-9-102 & § 11-9-401, coverage is mandatory for employers with 3+ employees (2+ employees for subcontractors performing work for a contractor). General Contractors and municipal building inspectors mandate a Certificate of Insurance (COI) prior to jobsite access. Sole proprietors with 0 employees: Sole proprietors with 0 employees exempt under A.C.A. § 11-9-401; must submit AR Form AR-P to demonstrate exemption.

Does Arkansas offer contractor license reciprocity for Tile & Terrazzo Contractors?

Yes, Arkansas maintains formal reciprocal licensing agreements with AL, LA, MS, TN for qualified tile & terrazzo contractor applicants. Out-of-state contractors in good standing under equivalent statutory frameworks can apply to waive trade exams, though state law and business rules testing may still apply.

Primary Sources

Official Statutory Citations & Legal Authorities

Jurisdiction: Arkansas (AR)
Primary Licensing Authority
Arkansas Contractors Licensing Board
Official State Portal Link →
Enabling State Statute / Administrative Code
Arkansas Code Title 17 Chapter 25 (Contractors Licensing Act)
Statutory authority for trade licensing & discipline
Mandatory License Bond Statute
$10,000 Contractor License Bond
Continuous penal surety bond filing
Governing Technical Code & Testing Standards
EPA Renovation, Repair & Painting (RRP) Rule & OSHA 1910.1200 HazCom Standards
Testing Provider: Prometric • NESHAP 10-day advance state abatement notification and NIOSH 7400 phase-contrast air clearance monitoring
PTH
Statutory Research Standards & Verification Desk

Audited by Pasi Tapio Hakamaki • Managing Editor

This compliance benchmark for Arkansas Ceramic Tile, Mosaic & Terrazzo Contractors is audited against primary state legislative statutes (Arkansas Code Title 17 Chapter 25 (Contractors Licensing Act)) and administrative rules published by the Arkansas Contractors Licensing Board. TradeCertify maintains strict editorial independence. If you represent a regulatory body or note an erratum in statutory bond limits, please contact our research desk.

Contractor Compliance Desk
Official Statutory Minimums
Official AR Portal